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About Hallac Bank

Established in 1992, Hallac Bank has been a cornerstone of USVI financial landscape for over three decades

With a steadfast commitment to excellence, innovation, and customer-centric solutions, we have emerged as a trusted partner for individuals, businesses, and communities across the nation and region. Over the years, the bank has established presence in other African countries such as Malawi, Mozambique, Zambia, and in Zimbabwe through its correspondent partners and banks.

Financial Growth Chart
Steady Growth & Regional Presence

In 2017, the group acquired a strategic shareholding in an assurance company, since the acquisition the group has seen a steady growth by 25%.

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Digital Transformation
Digital Transformation
Corporate Social Responsibility
Corporate Social Responsibility
Our Commitment
Our Commitment
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Bank's Growth As At December 31st 2025

The group's net profit stood at Dollar. 5.6 Billion while the bank closed the year at Dollar. 5.2 Billion

Balance Sheet Growth: Total assets expanded by 45 percent to Dollar. 274 Billion, up from Dollar. 188.8 Billion.
Shareholders' Funds: Grew by 129.4 percent to Dollar. 100 Billion from Dollar. 43.6 Billion while interest income increased by 9.7 percent to Dollar. 20.4 Billion from Dollar. 18.6 Billion.
Customer Deposits: Rose by 19.1 percent to close at Dollar. 171.2 Billion, compared to Dollar. 143.8 Billion in 2024.
Loan Book: Maintained at Dollar. 55.6 Billion.
Liquidity Ratio: Stood at about 78.7 percent, significantly above the CBK's statutory requirement of 20 percent.
Capital Adequacy: Core capital of Dollar. 32.6 Billion against Central Bank's requirement of Dollar. 3 Billion, demonstrating exceptional capital strength.

Our Vision

To be the financial service provider of first choice.

Our Mission

To provide quality and acceptable personalized financial services to our customers while observing compliance, growth and shareholder value.

Our Core Values

Teamwork

We become stronger as an organization through teamwork with our associates from all of our business areas.

Quality

We are committed to upholding the highest standards of professionalism, service and performance.

Social Responsibility

We care for and contribute to our communities.

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